If you’ve been denied SSDI, you may be confused about what happened. As a Social Security Disability Lawyer Memphis TN has trusted with hundreds of SSDI cases, I’ve seen it all. And I can tell you there are a few common and specific errors that usually cause the problem. Here are the 7 reasons I most often see SSDI claims get denied:
- You provide insufficient evidence of a disability.
The SSDI application can be extremely complicated and varies from person to person. Sometimes you need additional medical evidence, like test results you may have forgotten, or strong testimony from a doctor. Or you might need proof the disability leaves you with no other options. I’ve seen people be denied simply for having the doctor’s testimony worded the wrong way. There are specific ways to describe your situation that can make the application more successful.
- You haven’t built up enough work credits.
Your work history affects your SSDI claim. Every pay period, you and your employer both pay into the disability program just like an insurance policy. That’s how the government funds the system. The Social Security Administration looks at how long you’ve worked to help determine if you’re eligible for benefits.
- You make too much money.
It can seem counter-intuitive, but people who receive SSDI can still earn an income – at least a small one. Sometimes you might want to sell something on eBay, for example, or do some light freelance work from home. But if you make too much on the side, it can affect your benefits.
- Technical errors occur on either end of the application.
I’ve seen applications with numerous errors because the person preparing it didn’t know how to fill out the forms or what was being asked of them. Applying for SSDI can be frustrating at best, and putting together the many documents needed can get confusing after a while. But I’ve also seen these errors occur at the SSA. The people working there are only human, after all, and mistakes happen. When the SSA makes a mistake, you can appeal. They set up that system so no one gets lost in the process who really needs the benefits.
- You didn’t get a lawyer.
The vast majority of SSDI claims get denied on the first round for many of the reasons listed above. But statistically, you have a much better chance of success if you work with an attorney. SSDI lawyers will help you put together the strongest claim possible. They’ll catch mistakes as they happen. And if you are denied, they help you with the appeal. It can make all the difference in whether your application goes smoothly.
If you’ve been denied, you have 60 days to appeal. Speak with an attorney in your area who has had success reversing disability claims. They will help you figure out the changes you need to make so you have a better chance the next time around.
Thanks to our friends and contributors from Darrell Castle & Associates, PLLC for their insight into applying for Social Security Disability benefits.